Amount
200,000 HKD to EUR
- Period high
- 0.113996
- 2026-10-07
- Period low
- 0.107049
- 2026-01-28
- Average
- 0.110290
- Daily volatility
- 0.35%
Sending 200,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 22,610.99 EUR
- Lost vs mid-market
- −34.97
- Total cost
- 0.15%
Wise
- Recipient gets
- 22,542.55 EUR
- Lost vs mid-market
- −103.41
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 22,055.43 EUR
- Lost vs mid-market
- −590.52
- Total cost
- 2.61%
PayPal
- Recipient gets
- 21,527.24 EUR
- Lost vs mid-market
- −1,118.71
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 22,610.99 EUR | −34.97 | 0.15% |
| Wise | 22,542.55 EUR | −103.41 | 0.46% |
| Bank wire (SWIFT) | 22,055.43 EUR | −590.52 | 2.61% |
| PayPal | 21,527.24 EUR | −1,118.71 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,084 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals