Amount
500,000 HKD to HKD
- Period high
- 9.3415
- 2026-01-28
- Period low
- 8.7722
- 2026-10-07
- Average
- 9.0684
- Daily volatility
- 0.35%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,409,167.48 HKD
- Lost vs mid-market
- −6,632.52
- Total cost
- 0.15%
Wise
- Recipient gets
- 4,395,915.65 HKD
- Lost vs mid-market
- −19,884.35
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 4,305,189.73 HKD
- Lost vs mid-market
- −110,610.27
- Total cost
- 2.50%
PayPal
- Recipient gets
- 4,197,659.48 HKD
- Lost vs mid-market
- −218,140.52
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,409,167.48 HKD | −6,632.52 | 0.15% |
| Wise | 4,395,915.65 HKD | −19,884.35 | 0.45% |
| Bank wire (SWIFT) | 4,305,189.73 HKD | −110,610.27 | 2.50% |
| PayPal | 4,197,659.48 HKD | −218,140.52 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 211,508 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals