Amount
50,000 HKD to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 50,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 42,525.63 CNY
- Lost vs mid-market
- −71.41
- Total cost
- 0.17%
Wise
- Recipient gets
- 42,394.07 CNY
- Lost vs mid-market
- −202.97
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 41,348.71 CNY
- Lost vs mid-market
- −1,248.32
- Total cost
- 2.93%
PayPal
- Recipient gets
- 40,492.74 CNY
- Lost vs mid-market
- −2,104.29
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 42,525.63 CNY | −71.41 | 0.17% |
| Wise | 42,394.07 CNY | −202.97 | 0.48% |
| Bank wire (SWIFT) | 41,348.71 CNY | −1,248.32 | 2.93% |
| PayPal | 40,492.74 CNY | −2,104.29 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,033 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals