Amount
100,000 HKD to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 100,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 85,058.77 CNY
- Lost vs mid-market
- −135.3
- Total cost
- 0.16%
Wise
- Recipient gets
- 84,799.42 CNY
- Lost vs mid-market
- −394.66
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 82,880.83 CNY
- Lost vs mid-market
- −2,313.25
- Total cost
- 2.72%
PayPal
- Recipient gets
- 80,985.49 CNY
- Lost vs mid-market
- −4,208.59
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 85,058.77 CNY | −135.3 | 0.16% |
| Wise | 84,799.42 CNY | −394.66 | 0.46% |
| Bank wire (SWIFT) | 82,880.83 CNY | −2,313.25 | 2.72% |
| PayPal | 80,985.49 CNY | −4,208.59 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,073 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals