2025-10-202026-10-16
Period high
1.1738
2026-10-16
Period low
1.0904
2025-10-22
Average
1.1392
Daily volatility
0.14%

Sending 50,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    58,592.67 HKD
    Lost vs mid-market
    −96.85
    Total cost
    0.17%
  • Wise

    Recipient gets
    58,412.18 HKD
    Lost vs mid-market
    −277.35
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    57,007.02 HKD
    Lost vs mid-market
    −1,682.51
    Total cost
    2.87%
  • PayPal

    Recipient gets
    55,790.26 HKD
    Lost vs mid-market
    −2,899.26
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,802 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals