Amount
5,000 CNY to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,245.8 CNY
- Lost vs mid-market
- −13.9
- Total cost
- 0.33%
Wise
- Recipient gets
- 4,229.25 CNY
- Lost vs mid-market
- −30.45
- Total cost
- 0.71%
PayPal
- Recipient gets
- 4,049.27 CNY
- Lost vs mid-market
- −210.43
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,969.81 CNY
- Lost vs mid-market
- −289.89
- Total cost
- 6.81%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,245.8 CNY | −13.9 | 0.33% |
| Wise | 4,229.25 CNY | −30.45 | 0.71% |
| PayPal | 4,049.27 CNY | −210.43 | 4.94% |
| Bank wire (SWIFT) | 3,969.81 CNY | −289.89 | 6.81% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 276 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals