Amount
5,000 CNY to HKD
- Period high
- 1.1738
- 2026-10-16
- Period low
- 1.0904
- 2025-10-22
- Average
- 1.1392
- Daily volatility
- 0.14%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 5,851.33 HKD
- Lost vs mid-market
- −17.62
- Total cost
- 0.30%
Wise
- Recipient gets
- 5,829.29 HKD
- Lost vs mid-market
- −39.66
- Total cost
- 0.68%
PayPal
- Recipient gets
- 5,579.03 HKD
- Lost vs mid-market
- −289.93
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 5,506.96 HKD
- Lost vs mid-market
- −361.99
- Total cost
- 6.17%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 5,851.33 HKD | −17.62 | 0.30% |
| Wise | 5,829.29 HKD | −39.66 | 0.68% |
| PayPal | 5,579.03 HKD | −289.93 | 4.94% |
| Bank wire (SWIFT) | 5,506.96 HKD | −361.99 | 6.17% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 344 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals