Amount
10,000 CNY to CNY
- Period high
- 0.917063
- 2025-10-22
- Period low
- 0.851941
- 2026-10-16
- Average
- 0.878256
- Daily volatility
- 0.14%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 8,499.12 CNY
- Lost vs mid-market
- −20.29
- Total cost
- 0.24%
Wise
- Recipient gets
- 8,469.78 CNY
- Lost vs mid-market
- −49.62
- Total cost
- 0.58%
Bank wire (SWIFT)
- Recipient gets
- 8,123.02 CNY
- Lost vs mid-market
- −396.38
- Total cost
- 4.65%
PayPal
- Recipient gets
- 8,098.55 CNY
- Lost vs mid-market
- −420.86
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 8,499.12 CNY | −20.29 | 0.24% |
| Wise | 8,469.78 CNY | −49.62 | 0.58% |
| Bank wire (SWIFT) | 8,123.02 CNY | −396.38 | 4.65% |
| PayPal | 8,098.55 CNY | −420.86 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 401 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals