Amount
500,000 HKD to CAD
- Period high
- 0.181735
- 2026-10-12
- Period low
- 0.173209
- 2026-01-30
- Average
- 0.177625
- Daily volatility
- 0.27%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 90,078.9 CAD
- Lost vs mid-market
- −136.91
- Total cost
- 0.15%
Wise
- Recipient gets
- 89,807.45 CAD
- Lost vs mid-market
- −408.36
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 87,921.58 CAD
- Lost vs mid-market
- −2,294.24
- Total cost
- 2.54%
PayPal
- Recipient gets
- 85,759.15 CAD
- Lost vs mid-market
- −4,456.66
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 90,078.9 CAD | −136.91 | 0.15% |
| Wise | 89,807.45 CAD | −408.36 | 0.45% |
| Bank wire (SWIFT) | 87,921.58 CAD | −2,294.24 | 2.54% |
| PayPal | 85,759.15 CAD | −4,456.66 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,320 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals