Amount
1,000,000 HKD to CAD
- Period high
- 0.181735
- 2026-10-12
- Period low
- 0.173209
- 2026-01-30
- Average
- 0.177632
- Daily volatility
- 0.28%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 179,054.5 CAD
- Lost vs mid-market
- −270.57
- Total cost
- 0.15%
Wise
- Recipient gets
- 178,515.73 CAD
- Lost vs mid-market
- −809.33
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 174,803.43 CAD
- Lost vs mid-market
- −4,521.63
- Total cost
- 2.52%
PayPal
- Recipient gets
- 170,466.4 CAD
- Lost vs mid-market
- −8,858.66
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 179,054.5 CAD | −270.57 | 0.15% |
| Wise | 178,515.73 CAD | −809.33 | 0.45% |
| Bank wire (SWIFT) | 174,803.43 CAD | −4,521.63 | 2.52% |
| PayPal | 170,466.4 CAD | −8,858.66 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 8,588 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals