2025-10-202026-10-19
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6307
Daily volatility
0.28%

Sending 1,000,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,568,091.88 HKD
    Lost vs mid-market
    −8,373.49
    Total cost
    0.15%
  • Wise

    Recipient gets
    5,551,358.07 HKD
    Lost vs mid-market
    −25,107.31
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    5,436,839 HKD
    Lost vs mid-market
    −139,626.37
    Total cost
    2.50%
  • PayPal

    Recipient gets
    5,300,987.99 HKD
    Lost vs mid-market
    −275,477.39
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 267,104 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals