Amount
500,000 HKD to HKD
- Period high
- 5.7734
- 2026-01-30
- Period low
- 5.5025
- 2026-10-12
- Average
- 5.6307
- Daily volatility
- 0.28%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,784,041.54 HKD
- Lost vs mid-market
- −4,191.15
- Total cost
- 0.15%
Wise
- Recipient gets
- 2,775,672.43 HKD
- Lost vs mid-market
- −12,560.26
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 2,718,312.13 HKD
- Lost vs mid-market
- −69,920.55
- Total cost
- 2.51%
PayPal
- Recipient gets
- 2,650,493.99 HKD
- Lost vs mid-market
- −137,738.69
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,784,041.54 HKD | −4,191.15 | 0.15% |
| Wise | 2,775,672.43 HKD | −12,560.26 | 0.45% |
| Bank wire (SWIFT) | 2,718,312.13 HKD | −69,920.55 | 2.51% |
| PayPal | 2,650,493.99 HKD | −137,738.69 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 133,548 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals