Amount
5,000 CNY to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 37,556.06 CNY
- Lost vs mid-market
- −63.94
- Total cost
- 0.17%
Wise
- Recipient gets
- 37,439.42 CNY
- Lost vs mid-market
- −180.58
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 36,496.1 CNY
- Lost vs mid-market
- −1,123.9
- Total cost
- 2.99%
PayPal
- Recipient gets
- 35,761.57 CNY
- Lost vs mid-market
- −1,858.43
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 37,556.06 CNY | −63.94 | 0.17% |
| Wise | 37,439.42 CNY | −180.58 | 0.48% |
| Bank wire (SWIFT) | 36,496.1 CNY | −1,123.9 | 2.99% |
| PayPal | 35,761.57 CNY | −1,858.43 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,794 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals