Amount
10,000 CNY to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9629
- Daily volatility
- 0.28%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 74,871.03 CNY
- Lost vs mid-market
- −119.97
- Total cost
- 0.16%
Wise
- Recipient gets
- 74,642.29 CNY
- Lost vs mid-market
- −348.71
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 72,933.43 CNY
- Lost vs mid-market
- −2,057.57
- Total cost
- 2.74%
PayPal
- Recipient gets
- 71,286.44 CNY
- Lost vs mid-market
- −3,704.56
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 74,871.03 CNY | −119.97 | 0.16% |
| Wise | 74,642.29 CNY | −348.71 | 0.46% |
| Bank wire (SWIFT) | 72,933.43 CNY | −2,057.57 | 2.74% |
| PayPal | 71,286.44 CNY | −3,704.56 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,585 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals