2025-10-202026-10-16
Period high
0.133633
2026-10-12
Period low
0.120227
2026-01-28
Average
0.125648
Daily volatility
0.28%

Sending 5,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    662.54 EUR
    Lost vs mid-market
    −2
    Total cost
    0.30%
  • Wise

    Recipient gets
    660.05 EUR
    Lost vs mid-market
    −4.49
    Total cost
    0.68%
  • PayPal

    Recipient gets
    631.71 EUR
    Lost vs mid-market
    −32.83
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    623.55 EUR
    Lost vs mid-market
    −40.99
    Total cost
    6.17%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 39 EUR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals