Amount
1,000,000 CNY to USD
- Period high
- 0.149561
- 2026-10-16
- Period low
- 0.140309
- 2025-11-05
- Average
- 0.145658
- Daily volatility
- 0.13%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 149,335.94 USD
- Lost vs mid-market
- −225.47
- Total cost
- 0.15%
Wise
- Recipient gets
- 148,886.69 USD
- Lost vs mid-market
- −674.71
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 145,794.94 USD
- Lost vs mid-market
- −3,766.46
- Total cost
- 2.52%
PayPal
- Recipient gets
- 142,173.07 USD
- Lost vs mid-market
- −7,388.33
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 149,335.94 USD | −225.47 | 0.15% |
| Wise | 148,886.69 USD | −674.71 | 0.45% |
| Bank wire (SWIFT) | 145,794.94 USD | −3,766.46 | 2.52% |
| PayPal | 142,173.07 USD | −7,388.33 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 7,163 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals