Amount
500,000 CNY to USD
- Period high
- 0.149561
- 2026-10-16
- Period low
- 0.140309
- 2025-11-05
- Average
- 0.145658
- Daily volatility
- 0.13%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 74,667.41 USD
- Lost vs mid-market
- −113.29
- Total cost
- 0.15%
Wise
- Recipient gets
- 74,442.5 USD
- Lost vs mid-market
- −338.2
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 72,883.76 USD
- Lost vs mid-market
- −1,896.95
- Total cost
- 2.54%
PayPal
- Recipient gets
- 71,086.54 USD
- Lost vs mid-market
- −3,694.17
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 74,667.41 USD | −113.29 | 0.15% |
| Wise | 74,442.5 USD | −338.2 | 0.45% |
| Bank wire (SWIFT) | 72,883.76 USD | −1,896.95 | 2.54% |
| PayPal | 71,086.54 USD | −3,694.17 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,581 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals