2025-10-202026-10-19
Period high
7.1271
2025-11-05
Period low
6.6807
2026-10-19
Average
6.8672
Daily volatility
0.13%

Sending 1,000,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    6,670,684.14 CNY
    Lost vs mid-market
    −10,028.56
    Total cost
    0.15%
  • Wise

    Recipient gets
    6,650,638.24 CNY
    Lost vs mid-market
    −30,074.46
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    6,513,512.09 CNY
    Lost vs mid-market
    −167,200.61
    Total cost
    2.50%
  • PayPal

    Recipient gets
    6,350,685.49 CNY
    Lost vs mid-market
    −330,027.21
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 319,999 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals