Amount
500,000 CNY to HKD
- Period high
- 1.1738
- 2026-10-16
- Period low
- 1.0904
- 2025-10-22
- Average
- 1.1392
- Daily volatility
- 0.14%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 586,006.11 HKD
- Lost vs mid-market
- −889.16
- Total cost
- 0.15%
Wise
- Recipient gets
- 584,240.99 HKD
- Lost vs mid-market
- −2,654.28
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 572,007.62 HKD
- Lost vs mid-market
- −14,887.65
- Total cost
- 2.54%
PayPal
- Recipient gets
- 557,902.64 HKD
- Lost vs mid-market
- −28,992.63
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 586,006.11 HKD | −889.16 | 0.15% |
| Wise | 584,240.99 HKD | −2,654.28 | 0.45% |
| Bank wire (SWIFT) | 572,007.62 HKD | −14,887.65 | 2.54% |
| PayPal | 557,902.64 HKD | −28,992.63 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 28,103 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals