Amount
1,000,000 CNY to HKD
- Period high
- 1.1738
- 2026-10-16
- Period low
- 1.0904
- 2025-10-22
- Average
- 1.1392
- Daily volatility
- 0.14%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,172,021.03 HKD
- Lost vs mid-market
- −1,769.5
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,168,495.23 HKD
- Lost vs mid-market
- −5,295.3
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,144,230.5 HKD
- Lost vs mid-market
- −29,560.03
- Total cost
- 2.52%
PayPal
- Recipient gets
- 1,115,805.28 HKD
- Lost vs mid-market
- −57,985.25
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,172,021.03 HKD | −1,769.5 | 0.15% |
| Wise | 1,168,495.23 HKD | −5,295.3 | 0.45% |
| Bank wire (SWIFT) | 1,144,230.5 HKD | −29,560.03 | 2.52% |
| PayPal | 1,115,805.28 HKD | −57,985.25 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 56,216 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals