Amount
200,000 CNY to HKD
- Period high
- 1.1738
- 2026-10-16
- Period low
- 1.0904
- 2025-10-22
- Average
- 1.1392
- Daily volatility
- 0.14%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 234,397.15 HKD
- Lost vs mid-market
- −360.96
- Total cost
- 0.15%
Wise
- Recipient gets
- 233,688.45 HKD
- Lost vs mid-market
- −1,069.66
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 228,673.88 HKD
- Lost vs mid-market
- −6,084.22
- Total cost
- 2.59%
PayPal
- Recipient gets
- 223,161.06 HKD
- Lost vs mid-market
- −11,597.05
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 234,397.15 HKD | −360.96 | 0.15% |
| Wise | 233,688.45 HKD | −1,069.66 | 0.46% |
| Bank wire (SWIFT) | 228,673.88 HKD | −6,084.22 | 2.59% |
| PayPal | 223,161.06 HKD | −11,597.05 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 11,236 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals