Amount
5,000 CNY to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 23,565.48 CNY
- Lost vs mid-market
- −42.93
- Total cost
- 0.18%
Wise
- Recipient gets
- 23,490.89 CNY
- Lost vs mid-market
- −117.52
- Total cost
- 0.50%
Bank wire (SWIFT)
- Recipient gets
- 22,834.8 CNY
- Lost vs mid-market
- −773.61
- Total cost
- 3.28%
PayPal
- Recipient gets
- 22,442.15 CNY
- Lost vs mid-market
- −1,166.26
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 23,565.48 CNY | −42.93 | 0.18% |
| Wise | 23,490.89 CNY | −117.52 | 0.50% |
| Bank wire (SWIFT) | 22,834.8 CNY | −773.61 | 3.28% |
| PayPal | 22,442.15 CNY | −1,166.26 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,123 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals