Amount
10,000 CNY to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 47,138.48 CNY
- Lost vs mid-market
- −78.34
- Total cost
- 0.17%
Wise
- Recipient gets
- 46,993.06 CNY
- Lost vs mid-market
- −223.76
- Total cost
- 0.47%
Bank wire (SWIFT)
- Recipient gets
- 45,853 CNY
- Lost vs mid-market
- −1,363.82
- Total cost
- 2.89%
PayPal
- Recipient gets
- 44,884.31 CNY
- Lost vs mid-market
- −2,332.51
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 47,138.48 CNY | −78.34 | 0.17% |
| Wise | 46,993.06 CNY | −223.76 | 0.47% |
| Bank wire (SWIFT) | 45,853 CNY | −1,363.82 | 2.89% |
| PayPal | 44,884.31 CNY | −2,332.51 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,254 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals