Amount
5,000 CNY to CAD
- Period high
- 0.213091
- 2026-10-12
- Period low
- 0.194606
- 2026-01-30
- Average
- 0.202346
- Daily volatility
- 0.26%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,055.77 CAD
- Lost vs mid-market
- −3.18
- Total cost
- 0.30%
Wise
- Recipient gets
- 1,051.79 CAD
- Lost vs mid-market
- −7.16
- Total cost
- 0.68%
PayPal
- Recipient gets
- 1,006.63 CAD
- Lost vs mid-market
- −52.31
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 993.63 CAD
- Lost vs mid-market
- −65.32
- Total cost
- 6.17%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,055.77 CAD | −3.18 | 0.30% |
| Wise | 1,051.79 CAD | −7.16 | 0.68% |
| PayPal | 1,006.63 CAD | −52.31 | 4.94% |
| Bank wire (SWIFT) | 993.63 CAD | −65.32 | 6.17% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 62 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals