Amount
200 CAD to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 200 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 935.41 CNY
- Lost vs mid-market
- −8.93
- Total cost
- 0.95%
Wise
- Recipient gets
- 928.8 CNY
- Lost vs mid-market
- −15.54
- Total cost
- 1.65%
PayPal
- Recipient gets
- 897.69 CNY
- Lost vs mid-market
- −46.65
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 737.33 CNY
- Lost vs mid-market
- −207.01
- Total cost
- 21.92%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 935.41 CNY | −8.93 | 0.95% |
| Wise | 928.8 CNY | −15.54 | 1.65% |
| PayPal | 897.69 CNY | −46.65 | 4.94% |
| Bank wire (SWIFT) | 737.33 CNY | −207.01 | 21.92% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 198 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals