Amount
100 CAD to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 100 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 463.95 CNY
- Lost vs mid-market
- −8.22
- Total cost
- 1.74%
Wise
- Recipient gets
- 458.76 CNY
- Lost vs mid-market
- −13.41
- Total cost
- 2.84%
PayPal
- Recipient gets
- 448.84 CNY
- Lost vs mid-market
- −23.33
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 276.97 CNY
- Lost vs mid-market
- −195.2
- Total cost
- 41.34%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 463.95 CNY | −8.22 | 1.74% |
| Wise | 458.76 CNY | −13.41 | 2.84% |
| PayPal | 448.84 CNY | −23.33 | 4.94% |
| Bank wire (SWIFT) | 276.97 CNY | −195.2 | 41.34% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 187 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals