Amount
500 CAD to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 500 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,349.79 CNY
- Lost vs mid-market
- −11.05
- Total cost
- 0.47%
Wise
- Recipient gets
- 2,338.93 CNY
- Lost vs mid-market
- −21.91
- Total cost
- 0.93%
PayPal
- Recipient gets
- 2,244.22 CNY
- Lost vs mid-market
- −116.63
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 2,118.42 CNY
- Lost vs mid-market
- −242.42
- Total cost
- 10.27%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,349.79 CNY | −11.05 | 0.47% |
| Wise | 2,338.93 CNY | −21.91 | 0.93% |
| PayPal | 2,244.22 CNY | −116.63 | 4.94% |
| Bank wire (SWIFT) | 2,118.42 CNY | −242.42 | 10.27% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 231 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals