Amount
5,000 USD to HKD
- Period high
- 7.8484
- 2026-10-07
- Period low
- 7.7657
- 2025-11-24
- Average
- 7.8205
- Daily volatility
- 0.04%
Sending 5,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 39,173.41 HKD
- Lost vs mid-market
- −67.68
- Total cost
- 0.17%
Wise
- Recipient gets
- 39,051.26 HKD
- Lost vs mid-market
- −189.83
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 38,044.79 HKD
- Lost vs mid-market
- −1,196.3
- Total cost
- 3.05%
PayPal
- Recipient gets
- 37,302.58 HKD
- Lost vs mid-market
- −1,938.51
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 39,173.41 HKD | −67.68 | 0.17% |
| Wise | 39,051.26 HKD | −189.83 | 0.48% |
| Bank wire (SWIFT) | 38,044.79 HKD | −1,196.3 | 3.05% |
| PayPal | 37,302.58 HKD | −1,938.51 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,871 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals