2025-10-202026-10-16
Period high
7.8484
2026-10-07
Period low
7.7657
2025-11-24
Average
7.8205
Daily volatility
0.04%

Sending 10,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    78,355.64 HKD
    Lost vs mid-market
    −126.54
    Total cost
    0.16%
  • Wise

    Recipient gets
    78,115.77 HKD
    Lost vs mid-market
    −366.42
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    76,304.86 HKD
    Lost vs mid-market
    −2,177.32
    Total cost
    2.77%
  • PayPal

    Recipient gets
    74,605.16 HKD
    Lost vs mid-market
    −3,877.02
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,750 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals