Amount
5,000 USD to CNY
- Period high
- 7.1271
- 2025-11-05
- Period low
- 6.6862
- 2026-10-16
- Average
- 6.8679
- Daily volatility
- 0.13%
Sending 5,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 33,373.43 CNY
- Lost vs mid-market
- −57.66
- Total cost
- 0.17%
Wise
- Recipient gets
- 33,269.36 CNY
- Lost vs mid-market
- −161.73
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 32,411.91 CNY
- Lost vs mid-market
- −1,019.17
- Total cost
- 3.05%
PayPal
- Recipient gets
- 31,779.59 CNY
- Lost vs mid-market
- −1,651.5
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 33,373.43 CNY | −57.66 | 0.17% |
| Wise | 33,269.36 CNY | −161.73 | 0.48% |
| Bank wire (SWIFT) | 32,411.91 CNY | −1,019.17 | 3.05% |
| PayPal | 31,779.59 CNY | −1,651.5 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,594 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals