Amount
10,000 USD to CNY
- Period high
- 7.1271
- 2025-11-05
- Period low
- 6.6862
- 2026-10-16
- Average
- 6.8679
- Daily volatility
- 0.13%
Sending 10,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 66,754.36 CNY
- Lost vs mid-market
- −107.81
- Total cost
- 0.16%
Wise
- Recipient gets
- 66,550 CNY
- Lost vs mid-market
- −312.17
- Total cost
- 0.47%
Bank wire (SWIFT)
- Recipient gets
- 65,007.22 CNY
- Lost vs mid-market
- −1,854.95
- Total cost
- 2.77%
PayPal
- Recipient gets
- 63,559.18 CNY
- Lost vs mid-market
- −3,302.99
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 66,754.36 CNY | −107.81 | 0.16% |
| Wise | 66,550 CNY | −312.17 | 0.47% |
| Bank wire (SWIFT) | 65,007.22 CNY | −1,854.95 | 2.77% |
| PayPal | 63,559.18 CNY | −3,302.99 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,195 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals