Amount
100,000 USD to CAD
- Period high
- 1.4262
- 2026-10-12
- Period low
- 1.3524
- 2026-01-29
- Average
- 1.3891
- Daily volatility
- 0.27%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 140,526.73 CAD
- Lost vs mid-market
- −212.69
- Total cost
- 0.15%
Wise
- Recipient gets
- 140,103.72 CAD
- Lost vs mid-market
- −635.7
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 137,182.43 CAD
- Lost vs mid-market
- −3,556.99
- Total cost
- 2.53%
PayPal
- Recipient gets
- 133,786.89 CAD
- Lost vs mid-market
- −6,952.53
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 140,526.73 CAD | −212.69 | 0.15% |
| Wise | 140,103.72 CAD | −635.7 | 0.45% |
| Bank wire (SWIFT) | 137,182.43 CAD | −3,556.99 | 2.53% |
| PayPal | 133,786.89 CAD | −6,952.53 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,740 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals