Amount
100,000 USD to USD
- Period high
- 0.739404
- 2026-01-29
- Period low
- 0.701179
- 2026-10-12
- Average
- 0.720016
- Daily volatility
- 0.27%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 70,511.09 USD
- Lost vs mid-market
- −107.05
- Total cost
- 0.15%
Wise
- Recipient gets
- 70,298.67 USD
- Lost vs mid-market
- −319.47
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 68,825.25 USD
- Lost vs mid-market
- −1,792.88
- Total cost
- 2.54%
PayPal
- Recipient gets
- 67,129.6 USD
- Lost vs mid-market
- −3,488.54
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 70,511.09 USD | −107.05 | 0.15% |
| Wise | 70,298.67 USD | −319.47 | 0.45% |
| Bank wire (SWIFT) | 68,825.25 USD | −1,792.88 | 2.54% |
| PayPal | 67,129.6 USD | −3,488.54 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,381 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals