Amount
20,000 USD to AUD
- Period high
- 1.5515
- 2025-11-21
- Period low
- 1.3780
- 2026-05-07
- Average
- 1.4427
- Daily volatility
- 0.49%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 28,696.05 AUD
- Lost vs mid-market
- −44.73
- Total cost
- 0.16%
Wise
- Recipient gets
- 28,609.02 AUD
- Lost vs mid-market
- −131.76
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 27,982.84 AUD
- Lost vs mid-market
- −757.94
- Total cost
- 2.64%
PayPal
- Recipient gets
- 27,320.99 AUD
- Lost vs mid-market
- −1,419.79
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 28,696.05 AUD | −44.73 | 0.16% |
| Wise | 28,609.02 AUD | −131.76 | 0.46% |
| Bank wire (SWIFT) | 27,982.84 AUD | −757.94 | 2.64% |
| PayPal | 27,320.99 AUD | −1,419.79 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,375 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals