Amount
20,000 USD to USD
- Period high
- 0.725692
- 2026-05-07
- Period low
- 0.644548
- 2025-11-21
- Average
- 0.693918
- Daily volatility
- 0.49%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 13,949.79 USD
- Lost vs mid-market
- −22.08
- Total cost
- 0.16%
Wise
- Recipient gets
- 13,907.31 USD
- Lost vs mid-market
- −64.56
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 13,595.21 USD
- Lost vs mid-market
- −376.66
- Total cost
- 2.70%
PayPal
- Recipient gets
- 13,281.66 USD
- Lost vs mid-market
- −690.21
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 13,949.79 USD | −22.08 | 0.16% |
| Wise | 13,907.31 USD | −64.56 | 0.46% |
| Bank wire (SWIFT) | 13,595.21 USD | −376.66 | 2.70% |
| PayPal | 13,281.66 USD | −690.21 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 668 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals