Amount
5,000 CNY to CNY
- Period high
- 0.169775
- 2025-10-20
- Period low
- 0.135001
- 2026-10-16
- Average
- 0.152315
- Daily volatility
- 0.15%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 665.61 CNY
- Lost vs mid-market
- −8.5
- Total cost
- 1.26%
Wise
- Recipient gets
- 659.82 CNY
- Lost vs mid-market
- −14.28
- Total cost
- 2.12%
PayPal
- Recipient gets
- 640.8 CNY
- Lost vs mid-market
- −33.3
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 474.46 CNY
- Lost vs mid-market
- −199.64
- Total cost
- 29.62%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 665.61 CNY | −8.5 | 1.26% |
| Wise | 659.82 CNY | −14.28 | 2.12% |
| PayPal | 640.8 CNY | −33.3 | 4.94% |
| Bank wire (SWIFT) | 474.46 CNY | −199.64 | 29.62% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 191 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals