2025-10-202026-10-16
Period high
0.169775
2025-10-20
Period low
0.135001
2026-10-16
Average
0.152315
Daily volatility
0.15%

Sending 2,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    261.75 CNY
    Lost vs mid-market
    −7.89
    Total cost
    2.93%
  • Wise

    Recipient gets
    257.18 CNY
    Lost vs mid-market
    −12.46
    Total cost
    4.62%
  • PayPal

    Recipient gets
    256.32 CNY
    Lost vs mid-market
    −13.32
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    80.11 CNY
    Lost vs mid-market
    −189.53
    Total cost
    70.29%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 182 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals