Amount
5,000 CNY to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211705
- Daily volatility
- 0.41%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 986.52 CNY
- Lost vs mid-market
- −8.98
- Total cost
- 0.90%
Wise
- Recipient gets
- 979.77 CNY
- Lost vs mid-market
- −15.73
- Total cost
- 1.58%
PayPal
- Recipient gets
- 946.32 CNY
- Lost vs mid-market
- −49.18
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 787.82 CNY
- Lost vs mid-market
- −207.68
- Total cost
- 20.86%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 986.52 CNY | −8.98 | 0.90% |
| Wise | 979.77 CNY | −15.73 | 1.58% |
| PayPal | 946.32 CNY | −49.18 | 4.94% |
| Bank wire (SWIFT) | 787.82 CNY | −207.68 | 20.86% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 199 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals