Amount
10,000 CNY to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211655
- Daily volatility
- 0.41%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,980.53 CNY
- Lost vs mid-market
- −10.47
- Total cost
- 0.53%
Wise
- Recipient gets
- 1,970.79 CNY
- Lost vs mid-market
- −20.21
- Total cost
- 1.01%
PayPal
- Recipient gets
- 1,892.64 CNY
- Lost vs mid-market
- −98.36
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 1,758.43 CNY
- Lost vs mid-market
- −232.57
- Total cost
- 11.68%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,980.53 CNY | −10.47 | 0.53% |
| Wise | 1,970.79 CNY | −20.21 | 1.01% |
| PayPal | 1,892.64 CNY | −98.36 | 4.94% |
| Bank wire (SWIFT) | 1,758.43 CNY | −232.57 | 11.68% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 222 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals