Amount
5,000,000 JPY to JPY
- Period high
- 126.90
- 2026-07-24
- Period low
- 116.46
- 2025-10-20
- Average
- 123.04
- Daily volatility
- 0.39%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 616,718,370.55 JPY
- Lost vs mid-market
- −926,645.08
- Total cost
- 0.15%
Wise
- Recipient gets
- 614,865,346.33 JPY
- Lost vs mid-market
- −2,779,669.3
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 602,199,555.88 JPY
- Lost vs mid-market
- −15,445,459.75
- Total cost
- 2.50%
PayPal
- Recipient gets
- 587,133,351.86 JPY
- Lost vs mid-market
- −30,511,663.77
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 616,718,370.55 JPY | −926,645.08 | 0.15% |
| Wise | 614,865,346.33 JPY | −2,779,669.3 | 0.45% |
| Bank wire (SWIFT) | 602,199,555.88 JPY | −15,445,459.75 | 2.50% |
| PayPal | 587,133,351.86 JPY | −30,511,663.77 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 29,585,019 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals