2025-10-202026-10-16
Period high
0.008587
2025-10-20
Period low
0.007880
2026-07-24
Average
0.008130
Daily volatility
0.39%

Sending 5,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    40,414.17 SGD
    Lost vs mid-market
    −62.15
    Total cost
    0.15%
  • Wise

    Recipient gets
    40,292.02 SGD
    Lost vs mid-market
    −184.3
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    39,429.33 SGD
    Lost vs mid-market
    −1,047
    Total cost
    2.59%
  • PayPal

    Recipient gets
    38,476.79 SGD
    Lost vs mid-market
    −1,999.53
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,937 SGD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals