2025-10-202026-10-16
Period high
0.591904
2026-10-02
Period low
0.572581
2026-01-29
Average
0.581869
Daily volatility
0.24%

Sending 20,000 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    11,705.78 GBP
    Lost vs mid-market
    −18.43
    Total cost
    0.16%
  • Wise

    Recipient gets
    11,670.19 GBP
    Lost vs mid-market
    −54.02
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    11,410.54 GBP
    Lost vs mid-market
    −313.67
    Total cost
    2.68%
  • PayPal

    Recipient gets
    11,145.03 GBP
    Lost vs mid-market
    −579.18
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 561 GBP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals