Amount
20,000 SGD to SGD
- Period high
- 1.7465
- 2026-01-29
- Period low
- 1.6895
- 2026-10-02
- Average
- 1.7187
- Daily volatility
- 0.24%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 34,064.82 SGD
- Lost vs mid-market
- −52.61
- Total cost
- 0.15%
Wise
- Recipient gets
- 33,961.75 SGD
- Lost vs mid-market
- −155.69
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 33,229.41 SGD
- Lost vs mid-market
- −888.02
- Total cost
- 2.60%
PayPal
- Recipient gets
- 32,432.04 SGD
- Lost vs mid-market
- −1,685.4
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 34,064.82 SGD | −52.61 | 0.15% |
| Wise | 33,961.75 SGD | −155.69 | 0.46% |
| Bank wire (SWIFT) | 33,229.41 SGD | −888.02 | 2.60% |
| PayPal | 32,432.04 SGD | −1,685.4 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,633 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals