Amount
20 SGD to EUR
- Period high
- 0.698763
- 2026-10-07
- Period low
- 0.658935
- 2025-12-16
- Average
- 0.672560
- Daily volatility
- 0.19%
Sending 20 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 13.21 EUR
- Lost vs mid-market
- −0.69
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 12.87 EUR
- Lost vs mid-market
- −1.02
- Total cost
- 7.34%
Wise
- Recipient gets
- 12.33 EUR
- Lost vs mid-market
- −1.56
- Total cost
- 11.25%
Bank wire (SWIFT)
- Recipient gets
- 0 EUR
- Lost vs mid-market
- −13.89
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 13.21 EUR | −0.69 | 4.94% |
| USDT on-chain | 12.87 EUR | −1.02 | 7.34% |
| Wise | 12.33 EUR | −1.56 | 11.25% |
| Bank wire (SWIFT) | 0 EUR | −13.89 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 13 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals