Amount
20 SGD to SGD
- Period high
- 1.5176
- 2025-12-16
- Period low
- 1.4311
- 2026-10-07
- Average
- 1.4869
- Daily volatility
- 0.19%
Sending 20 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 27.3 SGD
- Lost vs mid-market
- −1.42
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 27.24 SGD
- Lost vs mid-market
- −1.48
- Total cost
- 5.14%
Wise
- Recipient gets
- 26.43 SGD
- Lost vs mid-market
- −2.28
- Total cost
- 7.95%
Bank wire (SWIFT)
- Recipient gets
- 0 SGD
- Lost vs mid-market
- −28.71
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 27.3 SGD | −1.42 | 4.94% |
| USDT on-chain | 27.24 SGD | −1.48 | 5.14% |
| Wise | 26.43 SGD | −2.28 | 7.95% |
| Bank wire (SWIFT) | 0 SGD | −28.71 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 27 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals