2025-10-202026-10-16
Period high
5.5054
2026-01-28
Period low
5.2155
2026-10-15
Average
5.3551
Daily volatility
0.17%

Sending 50 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    253.44 CNY
    Lost vs mid-market
    −7.9
    Total cost
    3.02%
  • Wise

    Recipient gets
    248.88 CNY
    Lost vs mid-market
    −12.46
    Total cost
    4.77%
  • PayPal

    Recipient gets
    248.43 CNY
    Lost vs mid-market
    −12.91
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    71.41 CNY
    Lost vs mid-market
    −189.93
    Total cost
    72.68%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 182 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals