Amount
100 SGD to CNY
- Period high
- 5.5054
- 2026-01-28
- Period low
- 5.2155
- 2026-10-15
- Average
- 5.3551
- Daily volatility
- 0.17%
Sending 100 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 514.38 CNY
- Lost vs mid-market
- −8.3
- Total cost
- 1.59%
Wise
- Recipient gets
- 509.04 CNY
- Lost vs mid-market
- −13.64
- Total cost
- 2.61%
PayPal
- Recipient gets
- 496.86 CNY
- Lost vs mid-market
- −25.82
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 326.22 CNY
- Lost vs mid-market
- −196.46
- Total cost
- 37.59%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 514.38 CNY | −8.3 | 1.59% |
| Wise | 509.04 CNY | −13.64 | 2.61% |
| PayPal | 496.86 CNY | −25.82 | 4.94% |
| Bank wire (SWIFT) | 326.22 CNY | −196.46 | 37.59% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 188 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals