Amount
200 CNY to CNY
- Period high
- 5.5054
- 2026-01-28
- Period low
- 5.2155
- 2026-10-15
- Average
- 5.3551
- Daily volatility
- 0.17%
Sending 200 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,036.28 CNY
- Lost vs mid-market
- −9.08
- Total cost
- 0.87%
Wise
- Recipient gets
- 1,029.37 CNY
- Lost vs mid-market
- −15.99
- Total cost
- 1.53%
PayPal
- Recipient gets
- 993.72 CNY
- Lost vs mid-market
- −51.64
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 835.83 CNY
- Lost vs mid-market
- −209.53
- Total cost
- 20.04%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,036.28 CNY | −9.08 | 0.87% |
| Wise | 1,029.37 CNY | −15.99 | 1.53% |
| PayPal | 993.72 CNY | −51.64 | 4.94% |
| Bank wire (SWIFT) | 835.83 CNY | −209.53 | 20.04% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 200 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals