2025-10-202026-10-19
Period high
0.191738
2026-10-15
Period low
0.181639
2026-01-28
Average
0.186808
Daily volatility
0.17%

Sending 200 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    36.8 SGD
    Lost vs mid-market
    −1.49
    Total cost
    3.89%
  • PayPal

    Recipient gets
    36.4 SGD
    Lost vs mid-market
    −1.89
    Total cost
    4.94%
  • Wise

    Recipient gets
    35.96 SGD
    Lost vs mid-market
    −2.33
    Total cost
    6.07%
  • Bank wire (SWIFT)

    Recipient gets
    2.34 SGD
    Lost vs mid-market
    −35.95
    Total cost
    93.90%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 34 SGD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals