Amount
20,000 SGD to AUD
- Period high
- 1.1907
- 2025-10-20
- Period low
- 1.0841
- 2026-05-13
- Average
- 1.1247
- Daily volatility
- 0.36%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 22,432.21 AUD
- Lost vs mid-market
- −35.32
- Total cost
- 0.16%
Wise
- Recipient gets
- 22,363.99 AUD
- Lost vs mid-market
- −103.53
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 21,866.42 AUD
- Lost vs mid-market
- −601.1
- Total cost
- 2.68%
PayPal
- Recipient gets
- 21,357.63 AUD
- Lost vs mid-market
- −1,109.9
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 22,432.21 AUD | −35.32 | 0.16% |
| Wise | 22,363.99 AUD | −103.53 | 0.46% |
| Bank wire (SWIFT) | 21,866.42 AUD | −601.1 | 2.68% |
| PayPal | 21,357.63 AUD | −1,109.9 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,075 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals